Though I no longer have any debt, is there a way to receive compensation for any past tuition paid? Im goin through the process with both loans school closure and Borrowers defense I received a letter for the school closure loan today saying that i need a letter on letterhead paper from the school stating that they closed the art institute we never received that from Tinley or Schaumburg yes weve been through both and still have nothing to show for anything I really would like to discuss this with you is there any way we could talk Im ready to beat my head off the wall over this stuff its ridiculous it just makes me sick please get back with me my number is (555) 555-5555 If you can talk with me or if you prefer me to type all my stuff out I can do that I just need some real advice. Thankfully, a lot of these students have already received compensation through loan forgiveness under theBorrowers Defense Against Repayment Discharge? They NEVER told us that once you are 24 you are no longer eligible for that type of loan. In October of this year, the US Department of Education revoked the accreditation of the Art Institute. If so, you will not qualify for Art Institute student loan forgiveness under this program, because transferring credits invalidates your eligibility to receive the benefit. Youre going to have to look into other options here, and Im sorry to say that theres very little available to people with Private debt. I cant get anyone on the phone at the fort lauderdale so i have to call another art institute for help. If I was told up front the total cost of my education I would have backed out right away. I was limited to no experience in design and marketing, I could not find a job that I qualified for. Does she need to file an application as well, or will mine do it for both? Because there is only one program that does not require you to claim benefits on your taxable income, the Public Service Loan Forgiveness (PSLF) Program is one of the few programs that does not require you to do so. Please advise. I know its kind of late to be applying for one now but Im going to try I guess. The school offered me some options to continue education but anything can apply to me because I was driving from Naples to Fort Lauderdale ( which is 4 hours daily back and forth to go to school because it was the closest school). The art institute loan forgiveness is a real program that can help you pay off your student loans. She has new ownership now after one too many refusals to cross dry creek beds and several near death experiences due to her anxiety responses to everyday events like garage doors opening, people getting out of cars, etc. There are a lot of scammers out there who will make all sorts of wild promises to you. She went with a member of her paternal family and signed up. I also had a teacher who was high while teaching and after I complained and it was confirmed that she was under the influence I was able to get a refund for my two classes (this I do have email proof of). What if I paid cash and now the school is closing? Apart from these two, there are two other minor requirements that you need to meet before you apply for an art institute loan forgiveness program. To be honest Im just not sure that this is a good case for a BDAR Discharge. This is why she cosigned. Thank, Cozie Harris, ive have tried to get in contact with you for a couple of years now please contact me. I am fighting to get the AI loans wipe out, and it is harder to do it! Im going to create a Guide on Parent PLUS Loans now that I know for certain they can be discharged too. Would paying back the student loans make them accessories to the fraud? To make the best of this information, please take your time to review it before carefully applying for the program. If you have student loans, you can pursue loan forgiveness through the Public Service Loan Forgiveness (PSLF) program. I have been living in constant depression over the fact that my loans are increasing and over a worthless degree with zero skills to get a job that can pay for such high fees. I did graduate, but woefully unprepared as the digital world has been discovered while i attended the school. Today, many students are eligible to have their loans completely discharged! Correct? In hindsight, I figured out that it was likely due to the fact that they would have made less money off of me if I went into game programming; they only offered an Associates for that at the time I attended; but if they kept me there for longer to get a Bachelors they would have me up to my arse in debt. Whatever you do, dont file a claim anywhere else! My son came out of the art Institute of ft lauderdale $100,000.00 in debt. The lawsuit claims that EDMC is responsible for deceiving students and employees about the benefits of their education. Am I just automatically signed up if I can show that I was enrolled in the school? Is my fate doomed to filing for IDR repayment plans until the end of time or is there a chance at BDtoRD? The Art Institute Lawsuits; The DeVry Lawsuit; The Westwood College Lawsuit; The Walden University Lawsuit; The Capella University Lawsuit; The ITT Tech Lawsuit; . The Art Institute of California Inland Empire Convinced Me to Borrow Money On: Date Enrolled: 1/07/2008 and Graduated: 12/04/2012 3. Tech has been much longer to me than the useless piece of paper that certifies me as an educated graphic designer. I loved the look of that horse, but I sure do not miss her bad behavior! Do you think I had a chance? If they have lost their job, they can file a compensation claim. I also supplied them with paperwork that has date discrepancies. 10 years later Im still about $60,000 in debt with (originally) Salllie Mae who sold it to Navient without any knowledge. Hi tim, Thank you so much for all of this info, youre a true hero! For those who dont know the full details or are not sure about the details of the Art Institutes dealings that led to its recent closure, please read the section below to find all the information you need to build a solid case. Do you think I would qualify for Loan Forgiveness? I was unemployed for months after I graduated. Than you for the kind words Kayla, I will keep my fingers crossed for you! How can I show proof as I dont have the names of those who lied to me about job placement, wages. This put me in a situation were I had to deffer my loans a couple of times while I struggled with the high payment. If you were promised these things, then you deserve to receive an approval. Do I have a right to sue under breach of contract. If you were really told that youd be making $80,000 a year then you have a SLAM DUNK case for Getting a BDAR Discharge. A good example is the case of ITT Technical Institute, Brightwood Career Institute, and Le Cordon Bleu Colleges. Look at the versions of their site from around when you were first considering applying there. The school has also closed now too, so itd pretty difficult to access your old transcripts, but you SHOULD still be able to source them somehow. The class action lawsuit against the Art Institute of Colorado is a step in the right direction to holding these schools accountable and protecting students from being taken advantage of. What are your thoughts? You wont qualify for a Closed School Discharge because those require being enrolled in the school within a small time window from when it shuts down. Nice job doing the legwork required to gather good evidence. Along with the settlement 39 states and the District of Columbia secured $102.8 million in student loan forgiveness for approximately 80,000 former students of The Art Institutes. This has totally ruined my life. Yeah, that settlement was terrible. You may be eligible for the Closed School Discharge since you were still enrolled at the time of the closure. If the loan is Private, call McCarthy Law PLC at 1-877-317-0455. (I had to start all over because none of the classes were transferable) The Ai school I went to closed down as well, but I had been gone about two years prior. Then you connect the school's lawsuit . I went to the Art Institute CA Sac. There may be a way to get out of this. We strongly encourage you to apply at the earliest and benefit from the loan forgiveness. Hey Tim! Am I eligible for this program? Everything they told me (guaranteed job placement, starting salary, etc) were all done verbally in person. Any time that there is more news, I will update this information accordingly. We cant thank you enough for this information. Try contacting the Department of Education, or try filling out the form again on a different day. I had dropped out of high school because of family illnesses and had planned to get my GED until the recruiter I was working with, which I dont remember the name of and cannot find the paperwork for (may have been thrown out during a garage flood or lost between 3 moves since then plus i worked with 3 separate recruiters in a 6 month span for that school) pushed for me to go to a scam school which he, and they, claimed was an actual school and would give me a fast diploma and my mother and i fell for it. Anyways, I rant you know all this stuff, Im sure. Therefore, if you were a student at the Art Institute on the date it closed, or you left no more than 120 days prior to that date, you would automatically qualify to have your student loan discharged via the Closed School Loan Discharge Program. Students can, at times feel overwhelmed with an avalanche of information. -Lost in atlanta. As a student must successfully connect their Borrowers Defense Claim to the lawsuit that brought down the Art Institute and its fraudulent activities. The corporation has rescinded the accreditation of the school but has denied any wrongdoing. It has become a burden that I can pay off this loans. Where you were when you heard it? When they asked about this, they say she promised as soon as he graduates, hes guaranteed a job, and hell make around $60,000/year. They also promised to help place him in a job upon graduation. Your story about about being put into a beginner Math class is definitely not going to be enough to qualify you for a discharge, so Id think about other things that happened and see if you can come up with a more compelling argument on that front. I have so many horror stories from this place and the fact that ther interest rate ended up being so much higher than I understood had made sure that Ill never EVER pay them off. Everything you need is on this page. As a result, many students wonder about their current student loan debt. TheBorrowers Defense against RepaymentProgram. Borrower Defense to Repayment Programs are available if you are in the Closed School Discharging Program. Had My School Not Misled Me, I Would Not have Borrowed Money: I was promised a legit high school diploma, and guaranteed a $40-65 dollar an hour paying job. I attended 2010-2011 graduated June 2012 associate in baking and pastry. Ive trued to look into it and argued it with the state franchise tax board.but they say it is valid, because they used my signature online from when I signed the address paperwork. The accreditation issue and inability to transfer credits MIGHT open you up to a Borrowers Defense Discharge possibility, but Id read through my entire post and see if you can remember anything else that was more specific, and specifically illegal. About a year later I find out Im in default for a loan in the amount of $7,000 to the Art Institute. Youll need to discuss the specific lawsuit involving the school too, but remember that because the Art Institute agreed to pay out nearly $200 million it will be relatively easy for you to prove that they misled you via false advertising; you just need to explain exactly what they did and how it impacted your decision to attend the school. Just wondering. Avoid these websites and apply at the link above. they are the reason my husband and i cannot afford to have kids, buy a house, get a decent car, go back to school, we almost did not get married because my credit score is so incredibly low because of the debt Im in over this stupid school. Thanks. To receive your PSLF, you must pay 120 points. It is quite possible that The Art Institute made a bunch of false promises/lies and even had illegal practices but there is no way of me remembering events that happened 18 years ago. I have never been able to give anyone a straight answer on how to tackle them, because DOE offers conflicting advice about them and they operate so strangely. Its New York campus is The Art Institute of New York City located at 218-232 West 40 th Street in Manhattan. Students financial situations were greatly impacted by the recent incident of Educational Management Corporation. I read the guidelines for the Closed School discharge, and think I actually can apply for it. We do not claim to represent any government agency. That $5K turned into about 20K from what the school told us initially. Your servicer will notify you when your loans have been placed into forbearance status. The Art Institute of Chicago is being sued by a former student who claims the school misled her about the job prospects after graduation. However, there are other two conditions to be aware of it youre thinking of applying for this program.
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